Do You Have the Impulse to Splurge? Discover What Made2Focus Financial Capability Counseling Can Mean for You, Your Racing Heart, and Your Wallet!

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Because ADHD impulsivity go hand-in-hand, you know from past experience how this trips you up. If you unexpectedly receive a large sum of money or are anticipating a nice tax refund check, take a moment and remove your foot from revving that gas pedal. Instead, consider taking the scenic route, (i.e. take some pauses along the way) and practice shifting your mindset:

• First stop, take the time to write out your needs, wants, and goals in life. Set it aside, come back to it over the course of the next day, tweak it, and soak it in.
• If you have debt, compare your interest rates, and try to reduce your “expensive” money (i.e., highest interest rate cards).
• How does your emergency fund look? Ideally you want to keep 3-6 months-worth of expenses liquid, (e.g., in a savings account). If your emergency fund is fully funded, great! What other life goals are you saving for?
• How much is the lump sum relative to your net worth? Carefully look at the returns and risks of adding these funds to your investment portfolio vs. lower risk options.

Pausing along your scenic route can serve to remind you of your life vision and values!

Share an experience that helped you on your scenic route. What did you learn along the way? Did it make money decisions any easier?